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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Safe Driving In Major Cities

Safe Driving In Major Cities

While driving in a major city, you are likely to encounter traffic jams, bumper-to-bumper traffic, and large numbers of pedestrians and bicyclists. The following are safe driving tips to help smooth the way and reduce your risk of an accident. Avoid Driving During Rush Hour Peak rush hour traffic typically occurs from 7:00 a.m. to 9:00 a.m. and from 4:00 p.m. to 6:00 p.m. Stay...

Will Workers’ Comp Cover Employee Negligence?

Will Workers’ Comp Cover Employee Negligence?

Workers' compensation insurance is designed to provide benefits to injured workers and to protect employers from injury lawsuits brought by employees. It pays for medical care, partially replaces lost wages during recovery from work-related injuries, and covers vocational rehabilitation for workers when needed. Generally, workers' compensation is a no-fault system that provides benefits for workers injured on the job, regardless of who was at fault....

Driving on Black Ice: What You Need to Know

Driving on Black Ice: What You Need to Know

From snow to sleet to freezing rain, severe weather conditions can make winter driving especially difficult. But perhaps none is more dangerous than black ice. That's because unlike snow and sleet, black ice can be practically invisible to an unsuspecting driver. Related: 7 Dangerous Winter Driving Myths... Debunked The safest thing to do is stay home when conditions call for icy roads – but of...